![]() The longer you leave your million untouched, the more money you’ll have at the end. How long will you wait before withdrawing any money? Keep your million safe and untouched for 30 years though and even a 2% difference will have a huge consequences, as we’ll see below. Over one year, the maths is not surprising. A 6% interest rate paid annually will earn you £61,678.A 4% interest rate paid annually will earn you £40,742.The higher the interest rate, the more your £1,000,000 will earn you in a year: Whether you are paid interest daily, monthly or annually.How long you save it for without withdrawing any money. ![]() The factors that will determine how much you will earn on your million pounds are: Remember: Due to the bank runs that started with Northern Rock, it’s better to have several bank accounts, each with no more than the guaranteed £85,000 compensation scheme limit in the UK. Let’s assume you found a bank you could trust with your million pounds, and you tucked the £1 million away. Earnings on a million pounds if kept in cash savings So how much interest do you earn on your million pounds?
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